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What is CCPA?

The Consumer Credit Protection Act (CCPA) is a United States federal law that restricts the marketing and acquisition of consumer credit. The law was enacted in 1968 to protect consumers from unfair or deceptive trade practices, as well as to ensure that lenders comply with certain disclosure requirements when offering credit to consumers. It also mandates a 3-day cooling off period during which a cardholder may cancel a transaction after receiving the required disclosures. If the CCPA applies to your business, you should ensure that your website's terms of use are compliant with all applicable laws and standards.

These articles relate to topics covered by the CCPA.